Health Insurance Rates
Health Insurance Money Saving Tips
Written on Tuesday, January 24th, 2006 by hmilesjr :: 1 comments to this post
As healthcare costs continue to skyrocket in America, many are looking for ways to lower their health insurance costs. Recently, FinanceNewsToday.com published a new article entitled Health Insurance: Money Saving Tips in which they outline ways in which those without employer supported group health insurance can lower their monthly premiums.
One of the tips discussed involves how choosing a higher deductible can lower your premiums without sacrificing coverage. If you know that you can afford a $2,000 deductible instead of a $500, choosing the $2,000 deductible will lower your health insurance rate dramatically. You see with smaller deductible plans, you may have a $500 deductible but it may apply to all your covered family members. So if you have 4 covered family members you could still pay up to $2000 out of pocket each calender year.
Now, if you were to choose a plan with a single $2000 annual deductible and a capped $2000 out of pocket annual expense and then open an HSA (Health Savings Account) you could lower your monthly rates by up to 60% and the savings would more than cover the $2000 HSA. And as a bonus, what you don’t spend in the HSA rolls over into an interest bearing savings much like an IRA with the same tax credits.
As you can see, you can lower your health insurance costs. Head over to the Health Insurance Center at FinanceNewsToday.com and learn more about how to cut your costs today.
Hubert Miles is the owner of FinanceNewsToday.com
Finance News Today is an informational website with articles
and the latest news concerning Personal Finance.
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There is a new way to treat lung cancer with four-dimensional protons. Sounds way out and kind of science fiction like, but there is some validity to the theory and on-going research. The 4D Proton treatment is different than that of the x-rays traditionally used in radiation type therapies. Protons can potentially obliterate lung tumors without damaging as much localized healthy tissue. There is currently lots of discussion of putting this new technology to work and it has been brought up at the American Association of Physicists in Medicine meeting in Seattle at a Medical Science Forum Read on…
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